Mortgage Facts
A Mortgage is a large loan usually required when you want to buy a property to either live in, or, rent out to tenants. This loan is, in most cases secured against the value of the property itself until the loan has been repaid.
The Mortgage lender can repossess the property if the Mortgage repayments are not kept up, in order in reclaim the loan.
The Mortgage repayments are made up of two parts, Capital and Interest.
The lender makes its profit on the amount of interest it charges on the loan.
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Types of Repayment
Interest Only Mortgage
This type of mortgage is popular with potential Landlords obtaining Buy to Let mortgages.
The monthly payments are considerably higher with the Repayment mortgage because you are paying off the full loan.
Capital and Interest or Repayment Mortgage
Types of Repayment
Interest Only Mortgage
This type of mortgage is popular with potential Landlords obtaining Buy to Let mortgages.
The monthly payments are considerably higher with the Repayment mortgage because you are paying off the full loan.
Capital and Interest or Repayment Mortgage
Different Types of Mortgage
There are many types of mortgages available here is a list of the main ones.
Fixed Rate Mortgage
Standard Variable Rate (SVR)
Offset Mortgage
tracker mortgage
Family Assisted Mortgages
JBSP Mortgage
Guarantor Mortgage
Gifted Deposit Mortgage
Family Assisted Mortgages
JBSP Mortgage
Guarantor Mortgage
Gifted Deposit Mortgage
Different Types of Mortgage
There are many types of mortgages available here is a list of the main ones.
Buy to Let Mortgages
Impaired Credit Mortgages
Overseas Mortgages
Commercial Mortgages
Bridging Loans
Development Finance
More than just mortgages
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